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You say that you can not afford an
attorney. Most accident attorneys will consult with you for free
and, if they take your case, will handle it on a contingency basis, not
taking any fee until the case is settled. Most settlements are increased
to cover the cost of the attorney and therefore normally the attorney
costs you nothing. Many attorneys will also advance all court costs for
you if they are forced to file suit.
You say that you were injured, however,
the insurance company has offered to pay your medical bills and you do
not feel it is right to take advantage of them by asking for additional
money for your, pain, suffering, lost work, etc.. Don't you feel
that you as a person are worth something? Do you think so little of
yourself that you feel that your pain, suffering, inconvenience, etc. is
worthless. You did not cause this accident. What you are going through
was caused by someone else. You deserve to be compensated. The insurance
company, as a matter of good business, has already built these types of
costs into the premiums that they charge their customers. If the money
does not go to you it will
Tip!
If you or a loved one has suffered from paralysis due to a car
accident, you may be entitled to seek compensation for your injuries.
It is important that you contact a qualified car accident attorney
today and get a free case review.
probably go to their shareholders or to
increased salaries or ?. Why shouldn't you be properly compensated.
Remember most good attorneys are ethical and although they will attempt
to obtain as much money for you as is due, they will not take your case
unless they feel that it is proper.
You say someone else admitted
liability and said that their insurance will pay all your damages.
That's great, however, what if the person changes his or her story later
on and says that you were at fault. Or what if the other side's
insurance company refuses to pay what you think is proper. In fact, how
do you know what is proper?
Remember, an insurance company may pay
claims, but it is in business to make money. It normally will not offer
one dollar more than it has to and if you are not represented by an
attorney the insurance company adjuster or attorney may feel that he or
she can "get away" with paying much less than the claim may be worth.
Additionally, what people state at the
time of an accident is not always what they state after having spoken
with a friend, insurance agent or attorney. Finally, an insurance
adjuster or insurance attorney works for the insurance company, not for
you. How do you know that what they are telling you is correct or true.
Remember, in most instances, they are there to try and save the company
money. You need an attorney on your side to tell you what your rights
and obligations are.
You say that you were not hurt that
bad or at all. How do you know how badly you were hurt. Some
injuries do not show up for months. Other injuries may aggrivate a prior
problem. Even if you have been found to be "ok" by a doctor, how do you
know that a problem will not come up later. If you have insurance and
did go to a doctor, who is going to pay your co-pay or deductible. If
you do not have health insurance, who is going to pay for your
examination which should include xrays, etc.. If you retain an attorney
he or she can probably refer you to a doctor who will accept a lien
against the insurance settlement, thereby saving you from paying money
out of your pocket.
You say you have accident insurance,
why not let them handle everthing for you. Your insurance company is
there to defend any claims against you not to represent you in any
claims against other parties. Additionally, they also are in business to
make money. How do you know if they are trying to settle a case to help
you or to save themselves money.
The foregoing article was written by
the author based on experiences he has had as a private investigator
representing both accident attorneys and insurance companies. This
article is not stated as a legal opinion or as fact but instead is
stated as opinion of the author.
Permission is given to reprint this
article providing credit is given to the author, David G. Hallstrom, and
a link is listed to
Resources
For Attorneys the owner of this article. Anyone or any company
reprinting this article without giving proper credit and the correct
link, is doing so without permission and will be subject to legal
action. |
